Current Rates


Our Team


Our Offices

Wealth Management

With a broad range of offerings, from investment strategies and wealth transfer planning, to trust administration and private foundation management, First Financial Trust, a subsidiary of The Savings Bank, is dedicated to helping you achieve your goals.

Whether you want to invest your money or manage your financial portfolio, we have professionals to help you find the best course of action.

Financial strategies designed for you.



  • Estate Settlement Services
  • Retirement Planning
  • Estate Planning
  • Education Planning
  • 401(k) Plans
  • Investments
  • Charitable Endowments
  • Not-For-Profit Associations
  • Charitable Trusts
  • Private Foundations
  • Wealth Checking
  • 401(k) advisory and fiduciary programs for businesses

Programs for Businesses

First Financial Trust can help businesses with retirement plans through our 401(k) advisory and fiduciary programs. A 401(k) plan is a top motivator in attracting and retaining employees and offers potential tax advantages such as tax credits and tax deductions.

At First Financial Trust, we start with a highly cost-effective plan, targeted to each business. With our fiduciary standard, we act solely in your best interest. Business owners and employees get regular updates and have a single point of contact.

Wealth Checking

A checking account with a preferred interest rate and special banking benefits designed exclusively for First Financial Trust clients to manage their day-to-day banking at The Savings Bank.  Click here to learn more about our Wealth Checking account.


351 Main Street
Wakefield, MA 01880
Phone: 617-658-7631
Fax: 781-224-3938
View on Google Maps

100 Erdman Way
Leominster, MA 01453
Phone: 978-840-3624
Fax: 978-840-0011
View on Google Maps

FIRST FINANCIAL TRUST, N.A., a subsidiary of The Savings Bank, is a nationally chartered trust bank focused exclusively on investment management, trust administration, estate settlement, and personal financial planning for individuals, businesses, and non-profit organizations. Securities and advisory services offered through First Financial Trust are not insured by FDIC or DIF; are not deposits of or other obligations or guaranteed by the Bank, and are subject to investment risks including the possible loss of principal invested.

From our customers
“I love it here!! Best service all around.”

From our customers
“I basically never have to go to the bank to deposit a check. it can be done from my phone saving me time, trips and gas which means I can focus on other important tasks.”

From our customers
“Such a great support center when you need help, and the technology has kept up. I use Zelle which solved a banking problem I had had for years. The team in Greenwood is absolutely excellent! Thank you all.”

From our customers
“The whole banking center experience is excellent. The website is superior to most for my wants/needs to obtain and store on MY own computer our home banking records.”

From our customers
“Always helpful whether in the branch or online!”

From our customers
“Love the tellers at the Lynnfield Center location. Very professional and caring.”

From our customers
“Competent, knowledgeable, customer-focused, and very warm and friendly employees.”

From our customers
“I mostly use the Methuen branch. All of the tellers have been wonderful and the branch manager is fabulous.”

From our customers
“Great people. Great service. Convenient.”

From our customers
“I am older and appreciate the ease of banking online. I always get good service at the branches I visit.”

From our customers
“Bank personnel are always so willing to help. They always greet us with a smile. In this world today, it makes us feel good!”

From our customers
“Banking with The Savings Bank was with me for several years & it will always be my bank forever!!”

From our customers
“The employees are knowledgeable, reliable, industrious as well as kind and personable.”

From our customers
“Love Lakeside. Mario and staff always greet me by my first name.”

From our customers
“I spoke to Theresa today and she was incredibly helpful! That is why I bank with you! The personal touch is what makes the difference!”

From our customers
“Their community involvement has made a huge difference in Wakefield over the years.”

From our customers
“I found your online banking system very user-friendly. I also would like to mention that the staff in the Wakefield branch are professional and very helpful.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

You are now leaving The Savings Bank

By accessing the noted link you will be leaving The Savings Bank's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Savings Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of The Savings Bank.

You will be redirected to

Click the link above to continue or CANCEL

Don`t copy text!