The Savings Bank

With a broad range of offerings, from investment strategies and wealth transfer planning, to trust administration and private foundation management, First Financial Trust, a subsidiary of The Savings Bank, is dedicated to helping you achieve your goals.

Whether you want to invest your money or manage your financial portfolio, we have professionals to help you find the best course of action.

Financial strategies designed for you.



  • Estate Settlement Services
  • Retirement Planning
  • Estate Planning
  • Education Planning
  • 401(k) Plans
  • Investments
  • Charitable Endowments
  • Not-For-Profit Associations
  • Charitable Trusts
  • Private Foundations
  • Wealth Checking
  • 401(k) advisory and fiduciary programs for businesses

Programs for Businesses

First Financial Trust can help businesses with retirement plans through our 401(k) advisory and fiduciary programs. A 401(k) plan is a top motivator in attracting and retaining employees and offers potential tax advantages such as tax credits and tax deductions.

At First Financial Trust, we start with a highly cost-effective plan, targeted to each business. With our fiduciary standard, we act solely in your best interest. Business owners and employees get regular updates and have a single point of contact.

Wealth Checking

A checking account with a preferred interest rate and special banking benefits designed exclusively for First Financial Trust clients to manage their day-to-day banking at The Savings Bank.  Click here to learn more about our Wealth Checking account.


351 Main Street
Wakefield, MA 01880
Phone: 617-658-7631
Fax: 781-224-3938
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100 Erdman Way
Leominster, MA 01453
Phone: 978-840-3624
Fax: 978-840-0011
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FIRST FINANCIAL TRUST, MA, a subsidiary of The Savings Bank, is a nationally chartered trust bank focused exclusively on investment management, trust administration, estate settlement, and personal financial planning for individuals, businesses, and non-profit organizations. Securities and advisory services offered through First Financial Trust are not insured by FDIC or DIF; are not deposits of or other obligations or guaranteed by the Bank, and are subject to investment risks including the possible loss of principal invested.

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