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Mortgages

We realize that no two homes are alike and neither are their buyers. Therefore, we’ve found a way to combine outstanding customer service with a diverse product line. We are here to help you find the right mortgage program to meet your individual needs.

Are you a homeowner? Learn how you can make the most of your home’s equity.

Opening the door to home ownership with great rates, flexible terms, expert advice and local servicing.

Slider-Mortgages

Fixed-Rate Mortgages

Consider a Fixed-Rate Mortgage Loan which allows you to have a consistent mortgage payment for the term of your loan.

Adjustable-Rate Mortgages

An Adjustable-Rate Mortgage Loan might be something you would consider if you plan to sell your home or refinance in the first few years. The initial interest rates are typically lower compared to other mortgages, which can help you save money.

We offer adjustable rates up to $750,000 as well as jumbo adjustable rates for loans over $750,000.

Construction Loans

Construction Loans are a great way to do it all. One loan with one closing that provides for the financing to purchase your land, build your home, and finally, when completed, we will roll it into a permanent mortgage.

An experienced mortgage specialist will walk you through the steps, answer all of your questions, and simplify the application process. Most importantly, they will help you decide which options make the most sense for you.

Where we lend

We are happy to consider a real estate loan request for properties located anywhere in the Massachusetts counties of Middlesex, Essex, Worcester, Suffolk and Norfolk, as well as, properties located anywhere in the New Hampshire counties of Rockingham, Hillsborough, and Cheshire.

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From our customers
“I spoke to Theresa today and she was incredibly helpful! That is why I bank with you! The personal touch is what makes the difference!”

From our customers
“The employees are knowledgeable, reliable, industrious as well as kind and personable.”

From our customers
“Bank personnel are always so willing to help. They always greet us with a smile. In this world today, it makes us feel good!”

From our customers
“Competent, knowledgeable, customer-focused, and very warm and friendly employees.”

From our customers
“I found your online banking system very user-friendly. I also would like to mention that the staff in the Wakefield branch are professional and very helpful.”

From our customers
“I mostly use the Methuen branch. All of the tellers have been wonderful and the branch manager is fabulous.”

From our customers
“I love it here!! Best service all around.”

From our customers
“I am older and appreciate the ease of banking online. I always get good service at the branches I visit.”

From our customers
“Their community involvement has made a huge difference in Wakefield over the years.”

From our customers
“I basically never have to go to the bank to deposit a check. it can be done from my phone saving me time, trips and gas which means I can focus on other important tasks.”

From our customers
“Banking with The Savings Bank was with me for several years & it will always be my bank forever!!”

From our customers
“Always helpful whether in the branch or online!”

From our customers
“The whole banking center experience is excellent. The website is superior to most for my wants/needs to obtain and store on MY own computer our home banking records.”

From our customers
“Love Lakeside. Mario and staff always greet me by my first name.”

From our customers
“Great people. Great service. Convenient.”

From our customers
“Such a great support center when you need help, and the technology has kept up. I use Zelle which solved a banking problem I had had for years. The team in Greenwood is absolutely excellent! Thank you all.”

From our customers
“Love the tellers at the Lynnfield Center location. Very professional and caring.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

The Savings Bank

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The Savings Bank is an independent community bank dedicated to meeting the financial needs of individuals, families, and businesses through offices in Wakefield, Lynnfield, North Reading, Andover, and Methuen, Massachusetts.

MEMBER FDIC | MEMBER DIF
Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF). Click for information about Deposit Insurance.

ABA ROUTING NUMBER: 211371366

NMLS ID# 473942

Equal Housing Lender

© The Savings Bank, 2023. All Rights Reserved.

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