We realize that no two homes are alike and neither are their buyers. Therefore, we’ve found a way to combine outstanding customer service with a diverse product line. We are here to help you find the right mortgage program to meet your individual needs.
Are you a homeowner? Learn how you can make the most of your home’s equity.
Opening the door to home ownership with great rates, flexible terms, expert advice and local servicing.

Fixed-Rate Mortgages
Consider a Fixed-Rate Mortgage Loan which allows you to have a consistent mortgage payment for the term of your loan.
Adjustable-Rate Mortgages
An Adjustable-Rate Mortgage Loan might be something you would consider if you plan to sell your home or refinance in the first few years. The initial interest rates are typically lower compared to other mortgages, which can help you save money.
We offer adjustable rates up to $750,000 as well as jumbo adjustable rates for loans over $750,000.
Construction Loans
Construction Loans are a great way to do it all. One loan with one closing that provides for the financing to purchase your land, build your home, and finally, when completed, we will roll it into a permanent mortgage.
An experienced mortgage specialist will walk you through the steps, answer all of your questions, and simplify the application process. Most importantly, they will help you decide which options make the most sense for you.
Where we lend
We are happy to consider a real estate loan request for properties located anywhere in the Massachusetts counties of Middlesex, Essex, Worcester, Suffolk and Norfolk, as well as, properties located anywhere in the New Hampshire counties of Rockingham, Hillsborough, and Cheshire.
Talk to The Savings Bank
To find out how The Savings Bank can help you achieve all your financial goals, visit one of our branch locations, use our contact form, or call us at 800-246-2009.