The Savings Bank

Our Consumer Loans are affordable, flexible, and easy. Whether you need to buy a car, upgrade your computer, or remodel your home, we are here to help.

*Annual Percentage Rate (APR) and rates effective 11/30/2022. Subject to change without notice. All terms are subject to credit approval.

Auto Loan Rates

Maximum Term

Down Payment


Monthly Payments per $1,000 borrowed

New Auto

Model Year 2022 with 500 miles or less

4 Years




5 Years




6 Years




Used Auto

Model years 2018 - 2021²

4 Years




5 Years




1. Rates are .25% higher for customers who choose not to sign up for automatic payment from a TSB checking or statement savings account. Payments may increase. 

2. $30,000, NADA Retail Value, or Purchase Price whichever is less.

Personal Loan Rates

Maximum Term

Min Loan Amt

Max Loan Amt


Monthly Payments per $1,000 borrowed

Unsecured Personal Loan

4 Years





Money Reserve/Overdraft Protection¹





$30 min.
monthly payment

Savings Collateral Loan

10 Years


90% of passbook balance



1. Maximum combined individual and/or household limit is $2,000. There is a $25 annual fee that applies to all Money Reserves.

2. Savings Collateral loan payback schedule is based on $1,000 per year (i.e. $1,000 @ 1 year, $4,000 @ 4 years, $15,000 up to 10 years).

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our branch locationsuse our contact form, or call us at 800-246-2009.

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