Band Title

Band Subtitle

Zone Title

Zone Subtitle

Feature Wrap Title

Feature Wrap Subtitle

Schedule of Fees

Download our Schedule of Fees

Effective March 1, 2018


Abandoned Account Processing$50.00
ATM - (Withdrawals, Deposits, Transfers at Non-AWAKE-24 ATMs)$2.00
ATM Inquiries - (Non-AWAKE24 ATMs)$1.50
ATM/Debit Card Replacement$10.00
ATM/Debit Card Replacement Rush Delivery$60.00
Closed Account Fee (If closed within 90 days)$25.00
Coin Counter - Main Office Only8% of total
Collection Items - Outgoing (Canadian)$20.00
Collection Items - Outgoing (Other foreign items))$30.00
Collection Items - Processing Fees & PostageBilled
Copies of Documents$5.00
Copies of Statements - (Additional/Duplicate/Interim)$5.00
Foreign Currency - Greater of 1% of purchase or$5.00
Inactive Account - Savings, Checking/Money Market
Charged Monthly after 180 days of no customer initiated activity$5.00
Lost Passbook Replacement$15.00
Money Order - Customer$4.00
Money Order - Non-Customer $5.00
Overdraft - Under 19/Over 65*$5.00
Continuous Overdraft Fee$35.00
PopMoney - Per Payment$0.50
Research - Per hour, 1 hour min.$25.00
Retirement Plan - IRA Annual Fee$15.00
Retirement - IRA Transfer Fee$40.00
Returned Deposit Item - Consumer Account$7.17
Returned Loan Payment Fee$33.00
Returned Mail - Per Piece$5.00
Stop Payment - Per Item$33.00
Tax Levy, Attachment, Lien, or Writ$75.00
Treasurer's Check$7.50
Wire Transfer In - Domestic$11.00
Wire Transfer Out - Domestic$24.00
Wire Transfer In - Foreign$20.00
Wire Transfer Out - Foreign$45.00


Basic Checking
Paper Statement Fee$5.00
Checks posted in excess of 6 per statement cycle - per item$0.50
Paper Statement Fee$5.00
Free Checking
Monthly Service FeeN/C
Interest Checking
Monthly Service Fee - Waived if daily balance of $600 is maintained$10.00
Premium Checking
Monthly Service Fee - Waived if daily combined balance
of $25,000 is maintained
Student Checking
We will reimburse up to $10 per statement cycle
for ATM fees at Non-AWAKE24 ATMs
Paper Statement Fee$5.00


Statement/Passbook Savings
Monthly Service Fee - Waived if the daily balance of $250 is maintained$1.00
Investment Savings
Monthly Service Fee - Waived if the daily balance of $2,500 is maintained$7.50
Transactions posted in excess of 6 per month$10.00
Money Market
Monthly Service Fee - Waived if the daily balance of $2,500 is maintained$10.00
Transactions posted in excess of 6 per month$10.00


Annual Fee
2" x 5"Andover$40.00
3" x 5"Andover/Methuen$50.00
5" x 5"Andover/Methuen$60.00
2" x 10"Andover$75.00
3" x 10"Andover/Methuen$85.00
5" x 10"Andover/Methuen$115.00
10" x 10"Andover/Methuen$200.00
Safe Deposit Box - Key Replacement$20.00
Safe Deposit Box - Lock ReplacementCost to drill
Safe Deposit Box - Late Payment Fee$5.00

*The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, preauthorized transfers or recurring debit card transactions. ATM withdrawals and one-time debit card transactions will only be authorized and charged an overdraft fee if you request this service. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. No fees will be charged when the account is overdrawn $10.00 or less. Overdraft fees are assessed on up to six items per day, with a maximum not to exceed $198.
**The Continuous Overdraft Fee is assessed after five continuous days of overdraft.
Depositors Under19/Over 65 may qualify as exempt from certain banking service fees by notifying the bank and presenting proof of age.
TSB reserves the right to change fees from time to time upon advance notice to our customers. This notification may be enclosed with your statement, mailed directly to you, or given verbally prior to purchase or use of a service.