Personal Savings

*APY = Annual Percentage Yield. APYs accurate as of 6/8/2022. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications,  limits, timeframes, enrollments, log-ons and other requirements apply.

$10 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:

ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.

“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information:

Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $24,999.99 receive an APY of 1.00%; and balances of $25,000 and over earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 1.00% to 0.20% APY depending on the account’s balance. If your Kasasa Cash or Kasasa Cash Back qualifications are not met, all Kasasa Saver balances earn 0.05% APY. Interest, cash back payments, and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account if the account’s balance is less than the transferred amount when the transfer occurs.

A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.