Mortgages
Opening the door to home ownership
We realize that no two homes are alike and neither are their buyers. Therefore, we’ve found a way to combine outstanding customer service with a diverse product line. We are here to help you find the right mortgage program to meet your individual needs.
Buying or Refinancing
We offer a range of fixed and adjustable mortgages for loans up to $1,000,000, as well as Jumbo options for over $1,000,000.
- Consider a Fixed-Rate Mortgage which allows you to have a consistent mortgage payment for the term of your loan.
- With an Adjustable-Rate Mortgage (ARM) the initial interest rates are typically lower compared to other mortgages, and adjusts through the life of the loan.
First-Time Homebuyers
At The Savings Bank, we understand as a first-time buyer, you need more – more support from a team you trust, more answers to all your questions, and more help with costs associated.
Plus, as a First-Time Homebuyer we will pre-approve you for free.
Construction Loans
Construction Loans are a great way to do it all. One loan with one closing that provides for the financing to purchase your land, build your home, and finally, when completed, we will roll it into a permanent mortgage.
The Bank for Your Home
We are happy to consider a real estate loan request for properties located anywhere in the Massachusetts counties of Middlesex, Essex, Worcester, Suffolk and Norfolk, as well as, properties located anywhere in the New Hampshire counties of Rockingham, Hillsborough, and Cheshire.
You can apply online anytime, or use the form below to contact our mortgage team.