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Homeowner Septic Repair Loan

The Savings Bank and MassHousing have partnered to offer you our low – and no interest Homeowner Septic Repair Loans. If your septic system is failing or in non-compliant with the Commonwealth’s Title V requirements, we can help.

Loan Terms

  • Owners of 1- to 4-family homes and condominiums are eligible
  • The minimum loan amount is $1,000; the maximum loan amount is $25,000
  • Loan terms vary from 3 to 20 years
  • Interest rates range between 0% and 5%, depending on household income

Income Limits

Borrowers must meet income eligibility requirements to qualify for a Septic Repair loan.  Download the brochure to see the these requirements.