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Kasasa Cash

Kasasa Cash is a free, high interest checking account that really pays you just by doing things you already do. Here’s how to earn your Kasasa rewards…

Just do some simple transactions & activities (we call them “qualifications”)¹ within your free Kasasa Cash or Kasasa Cash Back checking account during each monthly Qualification Cycle


  • Have at least 12 debit card Point of Sale purchases post and settle each qualification cycle
  • Have at least 1 ACH debit or credit (Automatic Payment or Direct Deposit) transaction post and settle each qualification cycle
  • Be enrolled in eStatements

Even if you don’t meet these qualifications, don’t worry your account is still free. And in addition, you’ll still earn our base interest rate, and you can get back to earning your full rewards the very next cycle that you qualify.

In addition to all of those great rewards, you’ll also have access to these added conveniences:

¹Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.00%; and balances over $15,000 earn 0.2% interest rate on the portion of balance over $15,000, resulting in a range from 2.00% to 0.43% APY depending on the account’s balance and (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.  Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

APY’s are accurate as of 03/1/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.