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Kasasa Cash Back

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Kasasa Cash Back is a free checking account that gives you 2% cash back on everyday debit card purchases up to $6.00 each month, plus refunds on ATM fees, nationwide. 

Just do some simple transactions & activities (we call them “qualifications”)¹ within your free Kasasa Cash Back checking account during each monthly Qualification Cycle.

Qualifications:

  • Have at least 12 debit card Point of Sale purchases post and settle each qualification cycle
  • Have at least 1 ACH debit or credit (Automatic Payment or Direct Deposit) transaction post and settle each qualification cycle
  • Be enrolled in eStatements

But even if you don’t meet the qualifications, don’t worry, your account is still free and you can get back to earning your full rewards the very next cycle that you qualify.

In addition, you’ll also have access to these added conveniences:

¹Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle and (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.