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  • Mortgage Rates

    Fixed Rate Mortgages - Flexible terms and competitive rates.

    Adjustable Rate Mortgages - Typically offer a lower interest rate.

    Jumbo Loans - Competitive rates for loan amounts greater than $500,000.

    Construction/Permanent Adjustable Loans - One loan with one closing.

    First Time Home Buyers - Special terms and rates just for buyers purchasing their first home.

    Refinance Programs - Reduce your monthly payment.

    City/Town Employee Loan Program - Available to some Municipal, State, County and non-profit employees.

    MassHousing Mortgages - Affordable home financing for low to moderate income families.


    Military Mortgage Programs

    • Operation Welcome Home - Supports veterans, active-duty military, members of the Reserves and National Guard, and Gold Star Families in achieving the dream of homeownership.
    • Home for the Brave Mortgage Program - Available for veterans of the US Armed Forces living in Massachusetts.

    Visit our Mortgage Center for all of our mortgage rates then call on your one local and trusted lending source to help you find the right financing option.


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    The Savings Bank  357 Main Street St, Wakefield, MA, 01880    Phone: (800) 246-2009    Fax: (781) 224-5482
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