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Kasasa Cash®

It's like Rich-Person rates for Regular People! Kasasa Cash* is a free, high interest checking account that really pays.

  • Earn  2.00% APY* on balances up to $15,000
  • Earn between 2.00% - 0.43% on balances over $15,000 OR
  • Earn 0.05% APY* if qualifications are not met
  • Get refunds up to $25 per month on ATM fees, nationwide
  • No monthly service fees
  • No minimum balance to earn your rewards


Kasasa Cash® with Kasasa Saver®

You can even link your Kasasa Cash checking to a free Kasasa Saver** account to easily grow your savings. That's what makes Kasasa® a powerful new way to bank!

  • Earn 1.51% APY** on balances up to $25,000 if qualification in the Kasasa Cash account are met
  • Earn between 1.510% - 0.700% APY on all balances over $25,000 depending on your balance
  • Earn 0.05% APY** when qualifications are not met
  • Interest and ATM fee refunds from your Kasasa Cash account are automatically transferred to your Kasasa Saver Account


It's easy to earn your rewards....

Just do the following activites and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card point of sale purchases post and settle
  • Have at least 1 ACH debit or credit (automatic payment or direct deposit)  transaction post and settle each qualification cycle.
  • Be enrolled in eStatements

Don't worry if you come up short.

Your account is always free and there's no penalty.  You even earn our base interest rate if you don't qualify. Plus, you can still earn a higher rate and refunds on ATM fees the very next cycle. Just try again.

Plus, you’ll also get access to these added conveniences:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit  cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.00%; and balances over $15,000 earn 0.2% interest rate on the portion of balance over $15,000, resulting in a range from 2.00% to 0.43% APY depending on the account’s balance and (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/1/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

**Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $25,000 receive an APY of 1.51%; and balances over $25,000 earn 0.5% interest rate on the portion of balance over $25,000, resulting in a range from 1.510% to 0.700% APY depending on the account’s balance. If your Kasasa Cash or Kasasa Cash Back qualifications are not met, all Kasasa Saver balances earn 0.05% APY. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 11/1/2018. 

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The Savings Bank  357 Main Street St, Wakefield, MA, 01880    Phone: (800) 246-2009    Fax: (781) 224-5482
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