 Peter W. Johnston
Senior Vice President and Senior Commercial Banking Officer
Pete has more than 20 years of commercial lending experience and his strengths lie in the strong relationships that he has fostered with his business customers. With previous commercial banking positions including Vice President, Commercial Relationship Manager at Sovereign Bank, and positions in commercial lending at the Institution for Savings, Provident Bank, First Essex Bank, First & Ocean National Bank, and Chemical Bank New Jersey, Pete brings strong commercial background and leadership to our team.
 Timothy Frechette
Vice President and Commercial Banking Officer
Tim joined The Savings Bank with an extensive background in commercial lending and business development. With a commitment to the local business community coupled with his commercial banking experience, Tim is a tremendous asset to the TSB team. Tim holds an Associated Degree in Business Administration from Northern Essex Community College. He is a graduate of the Wharton Leadership Program at the ABA Stonier Graduate School of Banking and holds numerous board positions including the Merrimack Valley YMCA, Methuen/Salem Rotary and the Merrimack Valley Italian American Charities.
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 Nick Kefalas
Vice President and Commercial Banking Officer
Nicholas joined The Savings Bank with more than 30 years of experience in the banking industry, including working in Commercial Real Estate, C & I, construction lending, business development, portfolio management, and credit analysis. He worked most recently at Stoneham Bank. Nick received his Bachelor’s degree from North Adams State College and is a graduate of Fleet Bank’s Commercial Credit Lending Training Program. He received his Commercial Lending Certification from the New England College of Finance.
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 Frederick P. Maloof
Vice President and Commercial Banking Officer
Fred has been a commercial lender for 35 years, having worked most recently at Reading Cooperative Bank and Lawrence Savings Bank/River Bank. He received a BS degree in Finance from Northeastern University, and served as Chairman of the Lawrence Salvation Army Advisory Board and as a Director of the Lawrence Downtown Parking Association. While serving as a Director of the Lawrence Habitat for Humanity, Fred helped build affordable homes in Lawrence and Methuen, as well as in Central America. Fred has qualified in Massachusetts Courts as an expert witness on real estate valuations. Fred’s longevity in the banking industry has earned him countless business and personal relationships in our local communities.
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Offices in Wakefield, Lynnfield, Andover, Methuen and North Reading
We're cost efficient, responsive, knowledgeable and local.
Call us today at (800) 246-2009.
Related Links
Commercial Loans
Commercial Checking
TSB Cash Mangement
Investment Services
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