Band Title

Band Subtitle

Zone Title

Zone Subtitle

Feature Wrap Title

Feature Wrap Subtitle

Terms of Use

This website (“Site”) is maintained by The Savings Bank (“TSB”) in order to provide you with information about TSB’s products and services. By accessing this Site, you agree to the following Terms and Conditions. Your use of our Site including vendor sites that are necessary to provide products and services relating to your relationship with us, constitutes your agreement to all of the following terms. If you do not agree with our Terms of Use, your sole remedy is to discontinue your use of the Site.

The contents of this Site are the sole property of The Savings Bank. Any unauthorized access or alterations to the company’s server or Site is prohibited and constitutes a crime punishable by law (18 USC 1030). Use of the Site is governed by applicable federal laws of the United States of America and the laws of the Commonwealth of Massachusetts. 

Copyrights and Trademarks

The contents of the Site are our property unless otherwise indicated and are protected by copyright and trademark laws. The contents of the Site are for personal use and may not be copied (other than a copy for personal use), displayed, downloaded, distributed, modified, published, or transmitted without our prior written consent.

Products and Services

We are proud to serve the Wakefield, Lynnfield, Andover, Methuen and North Reading areas of Massachusetts. The rates, information, products and services on our web site are subject to change without notice.

Tools, Calculators and Other Resources

The Site may contain tools, calculators and other resources, such as educational information on financial subjects. We provide these resources as a complimentary service, for educational purposes only. We are not responsible for, and expressly disclaim all liability for, damages of any kind arising out of the use of such tools, calculators, and other resources.


When you visit our Site, our web servers may place a small file called a “cookie” on your computer to collect information as described below in Website Analytics.  We do not use cookies to collect and store confidential personal information, such as your email address or other information stored on your computer’s hard drive. 

You may set your browser to disable or delete cookies, however, this may affect your ability to use certain Site features, including some of our products and services.

Website Analytics

We use tools, such as cookies and click stream auditing, to gather analytics on Site usage.  These tools gather non-personally- identifiable information, such as the Site pages visited, the time and date you used the Site, the navigation path you used to find information and the name of your Internet service provider.  In addition, we will collect technical information about your computer such as its screen resolution, operating system and browser. This information gives us insight into how our Site is being used and also allows us to make sure the Site runs well with the equipment being used by the majority of our customers.

Online Surveys, Sweepstakes and Other Promotions

You may periodically be asked to participate in online surveys, sweepstakes and other promotions displayed on our Site.  Your participation in these activities is optional.

Hot Links

The Savings Bank provides links to other sites as a service to our Site visitors. The listing and linking of a Site does not in any way indicate that The Savings Bank has reviewed the content of these Sites. We do not endorse, sponsor or recommend the products, services or opinions found on these Sites. To request information or report a problem, please click here.

Limitation of Liability

In no event will The Savings Bank be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with your use of or inability to use this Site or any linked Site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or system failure, even if The Savings Bank is advised of the possibility of such damages, losses or expenses.


We reserve the right to change the Terms of Use and modify the contents of the Site without notice.