When it's time to take care of home improvements, pay school tuition, take a vacation or pay for unexpected life events, you just might find the cash you need right under your own roof. TSB offers competitive financing options with a Fixed Rate Home Equity Loan or a Home Equity Line of Credit. *To determine whether or not interest is tax deductible, please contact your tax advisor.Home Equity Loans & Lines of Credit
Fixed Rate Home Equity Loan
Home Equity Line of Credit
Amount Available
Up to $200,000
Up to $300,000
Loan to Value
Appraised 70% / Automated 60%
Appraised 70% / Automated 60%
Monthly Payments
Fixed
Variable based on amount borrowed
Access to Funds
One time lump sum
Access as you need it
Terms
15 & 20 year options
Up to 20 years
Tax Deductible*
Interest may be tax deductible
Interest may be tax deductible
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