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Kasasa Cash

Kasasa Cash Back

Basic Checking

Unlimited Check Writing

Free ATM Debit Card

Free Online Banking

Free Bill Pay

Nationwde ATM Refunds 2


Up to $25

Up to $25
N/A

Interest Paid

No No

eStatements

Minimum Deposit to Open

$50 $50 $50

Monthly Minimum to Avoid Maintenance Fee

$0 $0 $0

Qualifications

To qualify for the 2.00% APY1 and nationwide ATM refunds, you must meet the following during each qualification cycle:

  • Have at least 12 debit card point of sale purchases post and settle
  • Have at least 1 ACH debit or credit (automatic payment or direct deposit)  transaction post and settle each qualification cycle.
  • Be enrolled in eStatements

To qualify for the 2.00% cash back1 and nationwide ATM refunds, you must meet the following during each qualification cycle:

  • Have at least 12 debit card point of sale purchases post and settle
  • Have at least 1 ACH debit or credit (automatic payment or direct deposit)  transaction
    post and settle each qualification cycle.
  • Be enrolled in eStatements
 

Additional Features

1Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit  cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.00%; and balances over $15,000 earn 0.2% interest rate on the portion of balance over $15,000, resulting in a range from 2.00% to 0.43% APY depending on the account’s balance and (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 3/1/18. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 2.00% cash back on up to a total of $300.00  debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle and  (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
2Free unlimited access at TSB ATMs. TSB fees waived at all ATMs with Direct Deposit. To avoid surcharges from other banks, use SUMsm program affiliated ATMs.
3Paper statement fee of $5.00.

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The Savings Bank  357 Main Street St, Wakefield, MA, 01880    Phone: (800) 246-2009    Fax: (781) 224-5482
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