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Kasasa Cash Back

Kasasa Cash Back®

It's like we pay you to buy things. Kasasa Cash Back* is a free checking account that give you 2% cash back on everyday debit card purchases up to $6.00 in cash back each month, plus refunds on ATM fees, nationwide

  • Earn 2.00% cash back on debit card purchases up to $6.00 per month
  • Get refunds up to $25 on ATM fees, nationwide
  • No monthly service fees
  • No minimum balance to earn your rewards
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Kasasa Cash Back® with Kasasa Saver®

You can even link your Kasasa Cash Back checking to a free Kasasa Saver** account to easily grow your savings. That's what makes Kasasa a powerful new way to bank!

  • Earn 1.00% APY on balances up to $25,000 if qualifications in the Kasasa Cash Back account are met
  • Earn 1.00% - 0.36% APY on all balances over $25,000 if qualifications in the Kasasa Cash Back account are met
  • Cash back and ATM fee refunds from your Kasasa Cash Back account are automatically transferred to your Kasasa Saver Account

It's easy to earn your rewards....

Just do the following activites and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card point of sale purchases post and settle
  • Have at least 1 ACH debit or credit (automatic payment or direct deposit)  transaction post and settle each qualification cycle.
  • Be enrolled in eStatements

Don't worry if you come up short.

Your account is always free and there is no penalty. Plus, you can still earn 2.00% cash back and refunds on ATM fees the very next cycle.

Plus, you’ll also get access to these added conveniences:

*Qualification Information for Kasasa Cash Back: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive: (1) 2.00% cash back on up to a total of $300.00  debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle and  (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
**Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $25,000 receive an APY of 1.00%; and balances over $25,000 earn 0.2% interest rate on the portion of balance over $25,000, resulting in a range from 1.00% to 0.36% APY depending on the account’s balance. If your Kasasa Cash or Kasasa Cash Back qualifications are not met, all Kasasa Saver balances earn 0.05% APY. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle. Kasasa Cash rewards are automatically transferred to the linked Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your linked Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 3/1/2018. 
$10.00 minimum deposit is required to open the account.

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The Savings Bank  357 Main Street St, Wakefield, MA, 01880    Phone: (800) 246-2009    Fax: (781) 224-5482
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