Wealth Management Process

DEFINING THE WEALTH MANAGEMENT PROCESS

Intelligent investors often ask, "What is your wealth management process?" There is a system to our practice, and, when managing our clients' assets, we adhere to it.

Below, you will find a brief overview of our six-step process.

Establish Client and Financial Consultant Relationships

The goal here is to get to know you. We will ask you for relevant financial data, assess your risk tolerance, and determine your financial goals and needs. All future decisions in the Wealth Management process will stem from this information.

Gather Data

We will identify your principal needs and work with you to prioritize both short- and long-term goals.

Analyze Existing Positions

In an "observations meeting," we will assess your current accounts and policies, looking closely for gaps or inconsistencies.

Present an Action Plan

Depending on your situation, we will draft a financial plan that may include an Investment Policy Statement, a thorough retirement income plan, or a detailed action plan.

Implement Plan

At this stage, we will make the investment decisions on a product level: Which products should you buy? Which insurance policy is best for you? What sort of annuity fits best with your situation?

Ongoing Review and Reporting

The final step in the Wealth Management process involves the ongoing monitoring of your portfolio. As time goes on, we strive to ensure that your assets remain diversified and that your objectives stay on track. Diversification does not assure a profit or protect against a loss in declining markets.

For more information, or a no cost, no obligation personal financial assessment, call TSB Securities Group at (800) 246-2009 or complete our information request form.

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351 Main Street, Wakefield, MA 01880
84 Main Street, Andover, MA 01810
Phone: (800) 246-2009 Fax: (781) 224-3938

This communication is strictly intended for individuals residing in the states of CO, CT, FL, HI, IL, MA, MD, ME, NC, NH, NJ, NY, RI, VA, & VT. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Securities and Advisory Services offered through Commonwealth Financial Network, member FINRA/SIPC, a Registered Investment Adviser.
Investments available through Commonwealth Financial Network are not insured by the FDIC or DIF, are not deposits of, or obligations of, or guaranteed by the Bank, and are subject to investment risks including the possible loss of principal invested.