Deposits accepted from customers who live or work in the state of New Hampshire and the Commonwealth of Massachusetts.
Checking Accounts
Everyone has different needs when it comes managing a checking account. At The Savings Bank, you’ll find a selection of checking products that lets you decide which account works best for your needs. Whether it’s no minimum balance and no fees, or higher yields, you’ll find what you need at The Savings Bank.
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eChecking |
Free Checking |
Interest Checking |
Premium Checking |
Interest |
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Minimum Balance |
None |
None |
None |
None |
Monthly Maintenance Fee |
None |
None |
$7.50/month |
$15/month |
Waive Monthly Maintenance Fee |
N/A |
N/A |
No charge with minimum daily balance of $500 |
No charge with combined minimum daily balances of $25,000 |
Check Writing |
6 checks per statement cycle allowed. $.50 per check if limit is exceeded. |
Unlimited |
Unlimited |
Unlimited |
ATM/Debit Card |
Free |
Free |
Free |
Free |
ATM Fees |
TSB fees waived at all ATMs. We will reimburse up to $6 per statement cycle for surcharges assessed by other banks. To avoid surcharges altogether, use SUMsm program affiliated ATMs. |
Free unlimited access at TSB ATMs. TSB fees waived at all ATMs with Direct Deposit.
To avoid surcharges from other banks, use SUMsm program affiliated ATMs. |
Free unlimited access at TSB ATMs. TSB fees waived at all ATMs with Direct Deposit.
To avoid surcharges from other banks, use SUMsm program affiliated ATMs |
Free unlimited access at TSB ATMs. TSB fees waived at all ATMs with Direct Deposit.
To avoid surcharges from other banks, use SUMsm program affiliated ATMs |
Free Online Banking |
Required |
Optional |
Optional |
Optional |
Bill Pay & Bill Presentment |
Free |
Optional |
Free |
Free |
Money Reserve Overdraft Line of Credit |
Optional- Available to qualified applicants |
Optional- Available to qualified applicants |
Optional- Available to qualified applicants |
Optional- Available to qualified applicants |
eStatements |
Required* |
Available |
Available |
Available |
Bonus CD Rate |
No |
No |
No |
Yes |
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| *Paper statement fee of $5.00. |
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Step up your earnings.
The Money Market Account offers competitive rates with the flexibility of limited check writing. Plus, the account is tiered so as your balance increases so does your rate!
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| You must be 18 years or older to open a checking account. Other fees may apply when you use special services. For more information you may request a copy of our Schedule of Service Fees. Other product stipulations may apply. |
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Free Online Banking
Now you can connect with The Savings Bank from home, work, or on the road. Login to www.tsbawake24.com to check balances, transfer funds among your accounts and much more. Add Bill Payment to your checking account (it's also FREE!) and pay virtually anyone without writing a check! |
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Avoid "bounced" check fees!
Our Money Reserve is a pre-approved line of credit that is automatically accessed whenever you exceed your checking account balance. Our Money Reserve saves you time, money, and the embarrassment of "bounced" checks. |
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It’s like a check, only better!
Our MasterMoney™ Card provides a world of shopping convenience for you. You can use it to make purchases at restaurants, retail stores, supermarkets, gas stations – anywhere Debit MasterCard® is accepted. Purchases are automatically deducted from your checking account. Plus, you can use it as an ATM card at our AWAKE24™ ATMs or wherever you see the NYCE®, CIRRUS®, TX®, and EXCHANGE® network symbols. |
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Account information is on the line.
Call AWAKE 24 Telephone Banking from home, work or on the road to access account information, transfer funds and much more! Simply call toll free 1-888-AWAKE24 (1-888-292-5324) and follow the prompts. |
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Save a trip to the bank.
Direct Deposit is the safest way to be sure that your payroll check, government check, or other regularly scheduled payment is automatically deposited electronically into your account at The Savings Bank. |
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All deposits insured in full!
Deposit Insurance Statement – Effective October 3, 2008
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.
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We’re The Savings Bank for all your needs!
For more information about any of our products and services, please click here to request information, visit a branch office, or give us a call at (800) 246-2009. |
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