|
|
How
to Protect Your Personal Information
At
The Savings Bank, we believe privacy is a partnership between the
Bank and our customers. We’ve compiled these tips to help you
protect yourself and your personal information:
-
Never
give out your Social Security Number or personal credit information
over the phone unless you initiate the call.
-
Tear
up or shred receipts, bank statements and unused credit card offers.
-
Keep
track of your mail. If a statement, check or bill is missing, someone
may have changed your billing address. Don’t mail bills from
your own mailbox. Drop them in a post box or at the post office.
-
Request
a copy of your credit report. Residents of Massachusetts may obtain
a free copy of their credit reports annually. Credit bureaus must
also provide a free copy of your report if it is inaccurate because
of fraud. Review your reports to be sure additional fraudulent accounts
have not been opened in your name, or unauthorized changes made
to your existing accounts.
To contact credit bureaus for a copy of your credit report call:
• Equifax (800) 685-1111
• Experian (888) 397-3742
• Trans Union (800) 916-8800
-
Make
sure you do business with reputable companies, especially on the
Internet.
-
Don’t
open e-mail from unknown sources.
-
Use
virus detection software on your computer.
-
Protect
your PINs and passwords. Change them often. Use a combination of
letters and numbers.
-
Report
any suspected fraud immediately, and notify the fraud divisions
of the three major credit bureaus:
• Equifax (800) 535-6285
• Experian (888) 397-3742
• Trans Union (800) 680-7289
Please don’t
hesitate to contact any of our officers if you have any questions
or concerns about the protection of your personal financial information.
Tired
of the credit card solicitations,
junk mail, and telephone calls?
Believe it or not, there are ways to cut down on unsolicited pre-approved
credit card mailings, junk mail and telephone calls you receive...
Pre-Approved
Credit Card Solicitations
To have your name removed, you can write to the following credit reporting
agencies. Please be sure to include your name, current address and
Social Security Number:
-
Experian
Consumer Opt-Out
P.O. Box 919
Allen, TX 75013
-
Options
Equifax, Inc.
P.O. Box 740123
Atlanta, GA 30374-0123
-
Trans
Union Corporation
Name Removal Option
P.O. Box 97328
Jackson, MS 39288-7328
Junk
Mail & Phone Calls
To reduce the amount of advertising you receive by mail or telephone,
write to the following agencies. Be sure to include complete information
about each name, address and telephone number you would like excluded
from these lists. If you have moved within the last year, also include
your old address and phone number. The same is true for name changes
and the addresses and phone numbers associated with each name.
-
For
advertising received through the mail:
Mail Preference Service
c/o Direct Marketing Association
P.O. Box 9008
Farmingdale, NY 11735-9008
-
For
advertising received via the telephone:
Telephone Preference Service
c/o Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11736-9014
|
|
|
